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Wondering how much your mortgage will be? Use our calculators to perform mortgage-related calculations such as your expected monthly payments.

30 Year Fixed Loan Program


The 30-year fixed interest rate is one of the most desirable loan programs in the nation. Most people choose this mortgage option because of the lower monthly payments and long, steady repayment period. It is also the easiest fixed rate loan to qualify for! In a volatile mortgage market like we've seen for the past few years, many homeowners want the comfort of knowing their monthly mortgage payment will remain consistent. Of course, because of the long term, a borrower does end up paying significantly more interest to the lender over time, but for most homeowner's the lower monthly obligation is a positive trade-off. The lower monthly payment leaves more cash in your pocket for other monthly expenses. This type of mortgage is recommended for borrowers who intend to stay in their house for a long period of time.


  • Monthly payments andiInterest rate are fixed for 30 years despite the interest rate fluctuations in the market.
  • 30 year fixed loan can be refinanced if the interest rates drop.


  • Higher interest rates than shorter perioed loans and more interest repaid to the lender over the 30 years.
  • Mortgage payments do not drop if interest rate drops