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Fixed Rate Mortgage Loan Program

If you expect to live in your home for many years, the interest rate of your loan may be your primary consideration. You may want a fixed-rate mortgage that will ensure that your interest rate will remain the same for as long as your have your loan. If you decide that you like the stable, predictable payments of a fixed-rate loan, then you must choose form a variety of repayment terms - 15, 20, and 30 years are the most common.